Credit Reports & Monitoring

Put Your Best Foot Forward

Consumers everywhere routinely access their credit reports as part of their overall financial management. What is in your credit reports produces your "credit score" which has a direct impact on your ability to get the best loan rates possible. It can often be the first indication that you may be a victim of identity theft. Your credit report can also impact your employment, housing, insurance premiums, and other areas. Fortunately, it is now easier than ever to obtain and monitor your credit reports.

Credit Reporting Options

FREE Annual Credit Report

Illinois & Wisconsin residents can now request a free credit report from each of the three major credit reporting agencies every 12 months. You can submit your request online by 

Comprehensive Reports and Monitoring

All three major credit reporting agencies provide a variety of different consumer credit reporting and monitoring service packages for a one time fee, or ongoing subscription. Some of these features include:

  • 3-in-1 Credit Report displaying information from all three credit bureaus
  • Access to your credit report at any time.
  • Your credit score with tips on how to improve it
  • Ongoing monitoring and email alerts whenever there are critical changes made to your credit report
  • ID Theft insurance
  • Debt analysis