VISA Credit Cards

Visa Platinum & Visa Platinum Cash Back

CTCU Visa cards offer total convenience and many outstanding benefits, including no annual fees, low rates, 24/7 fraud monitoring and cash back rewards. In addition to all the features, the card will come equipped with EMV chip technology for added security.

Cash Back Card:
CTCU Visa Platinum Cash Back cardholders will earn 1% cash back on purchases. No need to redeem points, no need to watch your account, the cash back will automatically appear on your statement each quarter.

EMV Technology:
EMV stands for EuroPay, MasterCard, Visa and it represents microchip technology in the card that increases security. This technology originated in Europe and has been instrumental in preventing the spread of credit and debit card fraud. It's coming to you in this new card at no extra charge.

Credit approval required for CTCU Visa Platinum cards and must meet credit union guidelines. Each eligible purchase made by you or someone you authorize, will qualify for cash back rebates. You will earn a 1% cash back rebate for each $1 of net purchases (defined as purchases minus purchase returns) up to a maximum of $2,000 per month ($20 in cash rebates). Please call or stop in for complete details and restrictions.


Card Lost or Stolen

Call 1.800.449.7728

Member Benefits

  • No annual Fee
  • Cash back (Platinum Cash Back card only)
  • Low interest rate.
  • 24/7 Fraud monitoring
  • EMV chip technology
  • 25-day grace period on purchases
  • Offers easy access to instant cash
  • Revolving Credit Line ($500 minimum)
  • Convenient for emergencies and unexpected purchases.
  • Internet access to VISA account.


  • CTCU membership.
  • 18 years of age.
  • Subject to credit approval.
  • Late fee of $25 after 10 day grace period applies.
  • If you are planning a trip outside the U.S. and intend to use your VISA card overseas, please call the credit union for possible restrictions.