VISA Credit Cards

Visa Platinum & Visa Platinum Cash Back


Our Platinum Visa® Card already offers one of the lowest rates around. Now we are offering an intro rate of 1.9%APR* for the first 12 months on purchases AND balance transfers (Variable Rates as low as 7.20%APR there after). NO BALANCE TRANSFER FEE & NO ANNUAL FEE!


CTCU Visa cards offer total convenience and many outstanding benefits, including no annual fees, low rates, 24/7 fraud monitoring and cash back rewards. In addition to all the features, the card will come equipped with contactless Tap to Pay option as well as EMV chip technology for added security. Use this card in your mobile wallet for quick and easy payments.

Cash Back Card:
CTCU Visa Platinum Cash Back cardholders will earn 1% cash back on purchases. No need to redeem points, no need to watch your account, the cash back will automatically appear on your statement each quarter.

Tap to Pay Technology:
A simple and secure tap is all it takes to pay for the things you need. Visa contactless payments make it secure, convenient and touch-free.

EMV Technology:
EMV stands for EuroPay, MasterCard, Visa and it represents microchip technology in the card that increases security. This technology originated in Europe and has been instrumental in preventing the spread of credit and debit card fraud. It's coming to you in this new card at no extra charge.

Platinum Visa® 

APR = Annual Percentage Rate. Variable APR is based on applicant’s credit worthiness and will vary with the market, based on the Prime Rate. Applicants must be eligible for CTCU membership. Credit Approval required for CTCU VISA® Platinum cards and applicant must meet credit union guidelines.
VISA® is a registered trademark of Visa. This offer may be subject to cancellation or change at any time. Please call or stop in for complete details.

1.9%APR PROMO:
APR= Annual Percentage Rate. The Promotional Annual Percentage Rate (APR) is 1.9% and applies to balance transfers of at least $100 and all retail purchases up to your available credit limit. Qualifying accounts will receive the promotional fixed rateAPR of 1.90% for the first 365 days from the date of account opening. At day 366, the rate on the remaining unpaid balance and all subsequent purchases and balance transfers will increase to the standard variable rate of Prime plus a range of 3.70% - 12.70%, based on your credit worthiness. The Prime Rate as of May 5, 2022 is 4% as published in the Wall Street Journal and may adjust monthly. This offer is only available for new Visa Platinum cards and begins January 03, 2022. Balances transferred from current CTCU Visa cards are not eligible for this offer. Offer subject to change without notice. Must meet credit union guidelines. VISA® is a registered trademark of Visa.

Cash Back Rewards Card
Credit approval required for CTCU Visa Platinum cards and must meet credit union guidelines. Each eligible purchase made by you or someone you authorize, will qualify for cash back rebates. You will earn a 1% cash back rebate for each $1 of net purchases (defined as purchases minus purchase returns) up to a maximum of $2,000 per month ($20 in cash rebates). Please call or stop in for complete details and restrictions.

TRAVEL AND EMERGENCY SERVICES

EXTENDED WARRANTY PROTECTION

Card Lost or Stolen

Call 1.800.449.7728




Member Benefits

  • No annual Fee
  • Cash back (Platinum Cash Back card only)
  • Low interest rate.
  • 24/7 Fraud monitoring
  • EMV chip technology
  • 25-day grace period on purchases
  • Offers easy access to instant cash
  • Revolving Credit Line ($500 minimum)
  • Convenient for emergencies and unexpected purchases.
  • Internet access to VISA account.

Requirements

  • CTCU membership.
  • 18 years of age.
  • Subject to credit approval.
  • Late fee of $25 after 10 day grace period applies.
  • If you are planning a trip outside the U.S. and intend to use your VISA card overseas, please call the credit union for possible restrictions.