VISA Credit Cards

Visa Platinum & Visa Platinum Cash Back


Our Platinum Visa® Card already offers one of the lowest rates around. Now we are offering an intro rate of 1.9%APR* for the first 12 months on purchases AND balance transfers (Variable Rates as low as 8.45%APR there after). NO REFINANCE FEE & NO ANNUAL FEE!


CTCU Visa cards offer total convenience and many outstanding benefits, including no annual fees, low rates, 24/7 fraud monitoring and cash back rewards. In addition to all the features, the card will come equipped with EMV chip technology for added security.

Cash Back Card:
CTCU Visa Platinum Cash Back cardholders will earn 1% cash back on purchases. No need to redeem points, no need to watch your account, the cash back will automatically appear on your statement each quarter.

EMV Technology:
EMV stands for EuroPay, MasterCard, Visa and it represents microchip technology in the card that increases security. This technology originated in Europe and has been instrumental in preventing the spread of credit and debit card fraud. It's coming to you in this new card at no extra charge.

Platinum Visa® 

APR = Annual Percentage Rate. Variable APR is based on applicant’s credit worthiness and will vary with the market, based on the Prime Rate. Applicants must be eligible for CTCU membership. Credit Approval required for CTCU VISA® Platinum cards and applicant must meet credit union guidelines.
VISA® is a registered trademark of Visa. This offer may be subject to cancellation or change at any time. Please call or stop in for complete details.

1.9%APR PROMO:
APR = Annual Percentage Rate. Offer available on new Platinum accounts only. Existing accounts are not
eligible. Must meet credit union guidelines. If you qualify, the promotional APR of 1.9% is fixed for the first
365 days after the account open date, up to your available credit limit on purchases and balance transfers. 
At day 366, the APR for any remaining promotional balances will increase to the standard APR, and all
subsequent purchases and balance transfers will receive the standard APR.  The standard APR is variable
and is based on the Prime Rate as published in The Wall Street Journal Money section (Index) plus a margin between 3.70% and 12.70% based on your credit worthiness. Balance Transfers may not be used to pay off or pay down any amount owed to the Credit Union.  Balance transfers have a minimum of $100 to receive the promotional rate. All existing payment terms apply.  Offer subject to change without notice.

Cash Back Rewards Card
Credit approval required for CTCU Visa Platinum cards and must meet credit union guidelines. Each eligible purchase made by you or someone you authorize, will qualify for cash back rebates. You will earn a 1% cash back rebate for each $1 of net purchases (defined as purchases minus purchase returns) up to a maximum of $2,000 per month ($20 in cash rebates). Please call or stop in for complete details and restrictions.

Card Lost or Stolen

Call 1.800.449.7728




Member Benefits

  • No annual Fee
  • Cash back (Platinum Cash Back card only)
  • Low interest rate.
  • 24/7 Fraud monitoring
  • EMV chip technology
  • 25-day grace period on purchases
  • Offers easy access to instant cash
  • Revolving Credit Line ($500 minimum)
  • Convenient for emergencies and unexpected purchases.
  • Internet access to VISA account.

Requirements

  • CTCU membership.
  • 18 years of age.
  • Subject to credit approval.
  • Late fee of $25 after 10 day grace period applies.
  • If you are planning a trip outside the U.S. and intend to use your VISA card overseas, please call the credit union for possible restrictions.