HOME SWEET HOME!
           A
           V
           E

REFINANCE TODAY & START SAVING MONEY!

ONLY $995 CLOSING COSTS.

Applicants must qualify for CTCU membership and are subject to credit approval.  Applies to 1-4 family residences located in Lake, McHenry, Cook, Kane and DuPage Counties in Illinois and Kenosha, Racine and Walworth Counties in Wisconsin.

Mortgage Loans

NO COST PRE-APPROVAL
NO LOCK IN FEE

CTCU offers mortgage loans to fit your refinancing needs.  

We understand that the thought of refinancing a home can be stressful, it doesn't have to be. CTCU will make every effort to streamline the process for you. Our mortgage lenders work quickly and can answer the questions you may have.

CTCU offers a full line of residential first mortgage products; including 10, 15, 20, and 30 Year fixed rate loans and Jumbo Loans. We also offer FHA and adjustable rate mortgages (ARM's).

Start your on-line application process today! For additional information on any of these mortgage products or to setup an appointment contact a CTCU mortgage specialist today by calling: 847-662-2050

Mortgage Center & Rates

*APR = Annual Percentage Rate. 5.835% APR is fixed for 30 years (360 payments). Applies to loans with an LTV (loan to value) not to exceed 80% on residences located in Lake, McHenry, Cook, Kane & DuPage Counties in IL and Kenosha, Racine and  Walworth Counties in WI. Closing cost of $995 reflects non-refundable Origination Fee. Rate effective as of 05/02/2025. Offer subject to withdrawal or change at any time.  Special offer 5.835% APR is valid for refinance only on first lien position. Offer is not available to current CTCU mortgages in first lien position and subject to credit approval.  CTCU membership required. Estimated monthly payment on 360 month term is $58.36 per $10,000 borrowed (principal and interest only). Applies only to owner occupied primary residences. Community Trust Credit Union NMLS #472208.