Mortgage Loans





CTCU offers mortgage loans to fit your needs. Whether you are refinancing your current home loan or you are looking to purchase a new home, CTCU can help. If you are purchasing a new home obtaining a pre-approval before you start shopping can help strengthen your bargaining power.

We understand that the thought of financing a home can be stressful, it doesn't have to be. CTCU will make every effort to streamline the process for you. Our mortgage lenders work quickly and can answer the questions you may have.

CTCU offers a full line of residential first mortgage products; including 10, 15, 20, and 30 Year fixed rate loans. We also offer FHA and adjustable rate mortgages (ARM's).

Start your on-line application process today! For additional information on any of these mortgage products or to setup an appointment contact a CTCU mortgage specialist today by calling: 847-662-2050

Mortgage Center & Rates

* LTV (loan to value) will determine if PMI (Private Mortgage Insurance) is required. Closing costs include a non-refundable appraisal fee. Not all members will qualify for advertised 3% down payment. Must meet credit union membership and underwriting guidelines. Subject to change without notice. Community Trust Credit Union NMLS #472208.

Member Benefits

  • No-cost pre-approvals available
  • Competitive interest rates
  • Competitive closing costs
  • Access to numerous programs, including Conventional, FHA and Jumbo
  • Maximum loan to value financing available
  • HARP programs available (restrictions may apply)
  • Convenient closing locations
  • Knowledgeable mortgage specialists that provide excellent member service