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VISA Platinum - The Promotional Annual Percentage Rate (APR) is 1.49% and applies to balance transfers of at least $100. The APR is fixed for a period of 6 months from the date of the balance transfer. When the promotional APR ends, the rate on the remaining unpaid balance will increase to a variable rate of Prime plus a range of 3.70% - 12.70%, based on your credit worthiness.   The Prime Rate as of January 3, 2017 is 3.75% as published in the Wall Street Journal and may adjust monthly. This offer is available beginning January 15, 2017 and ending March 31, 2017. Reduced rate is valid on Balance Transfers only, cash advances and purchases are excluded.  Your account must be in good standing to be eligible for this offer. Offer subject to change without notice.  Balances transferred from current CTCU VISA cards are not eligible for this offer.  VISA® is a registered trademark of Visa. Must meet credit union guidelines.

Member Benefits

  • No annual Fee
  • Cash back (Platinum Cash Back card only)
  • Low interest rate.
  • 24/7 Fraud monitoring
  • EMV chip technology
  • 25-day grace period on purchases
  • Offers easy access to instant cash
  • Revolving Credit Line ($500 minimum)
  • Convenient for emergencies and unexpected purchases.
  • Internet access to VISA account.


  • CTCU membership.
  • 18 years of age.
  • Subject to credit approval.
  • Late fee of $25 after 10 day grace period applies.
  • If you are planning a trip outside the U.S. and intend to use your VISA card overseas, please call the credit union for possible restrictions.