*APR = Annual Percentage Rate. 2.85% APR is fixed for 15 years (180 payments), on refinanced first lien position loans with a loan to value not to exceed 80%. Maximum loan amount is $300,000. Closing cost of $325 reflects non-refundable appraisal fee. Rate effective as of 4/1/21 and may fluctuate with market. Offer subject to withdrawal or change at any time. Offer limited on current CTCU mortgages in first lien position. Must meet credit union program guidelines. Payment Example: $100,000 at 2.85%APR for 15 years = $683.49/mo. (principal and interest only.) Applies only to single family owner occupied primary residences. Not valid for purchases. Loan must book within 60 days of application to remain eligible for this offer.