CTCU offers two great checking accounts to fit your needs. Whether you are looking for a basic checking account, with no hidden fees or requirements or you want extra benefits with your checking account, we can help. CTCU’s checking accounts offer the convenience of a debit card, overdraft protection services, unlimited check writing, and on-line banking and bill pay service-absolutely free!
CTCU's Regular Checking Account gives you absolute convenience with no minimum balance required and no monthly service charge. Our accounts are safe and risk-free so you’re assured of enjoying the very best service with complete peace of mind.
Get more out of your checking account with CTCU’s Benefits Checking. Benefits Checking offers more benefits than standard checking accounts, including free checks, travel discounts, money saving coupons, credit card protection and much more, all for only $5 per month. For a list of complete benefits, click here.
Take advantage of just a few of its money saving benefits, and Benefits quickly pays for itself. Upgrade today!
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All CTCU Checking accounts may be covered from overdrafts with overdraft protection. CTCU checking accounts are set up to allow automatic transfers from savings accounts up to 6 times per month. If your checking account balance falls below $0, available funds in your savings accounts may be transferred to cover your overdrafts-at the published fee.
CTCU also offers Overdraft Privilege. With Overdraft Privilege, transactions that overdraw your account will be honored up to a maximum preset limit- with no applications, credit checks, and no worry. In fact, Overdraft Privilege is automatic to most CTCU checking accounts. CTCU members can contact the credit union to verify their eligibility. For each transaction covered by Overdraft Privilege, a $30.00 NSF fee is charged to your account- that’s less than the cost charged by most merchants for a returned check- and you’ve saved the embarrassment a returned check can cause.