Primary Savings

At CTCU, we offer many types of accounts to fit your money-saving plans.  All Deposits are Federally insured up to $250,000 by the NCUA. An additional $250,000 of insurance is provided by ESI. You have a total of $500,000 of insurance on deposited funds at CTCU.

A Regular Share Savings Account establishes your membership with Community Trust Credit union.  For a $5 deposit, you’ll enjoy all the benefits of CTCU membership. But the savings options don’t stop there.  Once you’ve established a membership with your regular savings account, you can open additional savings accounts for all your savings needs.  We offer Money Markets, Holiday Savings, and Certificates of Deposit. 


Member Benefits
  • Make money through compound dividends, accruing daily, compounded and paid monthly. Deposits available through payroll deduction. Ownership set up on primary savings is the ownership for all accounts opened under this membership.
  • Conveniently make up to 6 free transfers to/from this account from home automatically, or manually using a touch tone phone or the internet.
  • When combined with a CTCU Checking Account you are eligible for overdraft privilege which transfers money to cover checking overdrafts. Federally insured to $250,000 by NCUSIF & ESI Insurance of $250,000.

Requirements
  • CTCU membership.
  • A $5.00 minimum balance must be maintained.

Membership
Related Products and Services
Rates