A CTCU MasterMoney card is a Debit and ATM card all in one. Your debit card is faster and easier to use because it lets you access your checking account without taking the time to write a check or hassle with identification. In addition to getting cash at most ATMs, you can use your MasterMoney debit card to make purchases up to $1000 per day at over 15 million merchant locations worldwide, wherever MasterCard is accepted.

Simply present your debit card as you would any credit card. Your purchase will be automatically deducted from your checking account and will appear on your monthly checking account statement.

Using your MasterMoney card as an ATM card is safer than carrying cash. Your card can be used to get cash or make purchases wherever you see the STAR or Cirrus logo, giving you access to thousands of ATM’s across the U.S. and other countries. CTCU members can choose from hundreds of surcharge free ATMs. For your safety, daily withdrawals are limited to $500.

Apply Now Online

1. Login to eBranch.
2. Select "Secure Forms".
3. Select "MasterMoney Application".
4. Fill out the secure form and submit.

Requirements

• Over 18 years of age.
• CTCU checking account in good standing (No overdrafts in six months).
• New members must pass ChexSystems and pass a credit bureau score of 600.
  

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Member Benefits

• Accepted worldwide, wherever Master Card is accepted.
• Used like a credit card or an ATM card, with money debited from your checking account.
• Allows 15 daily purchases ($1000 daily limit).
• Allows $500 daily in ATM withdrawals,
• Allows up to 6 ATM withdrawals per month, $1 for each additional.
• Deposits allowed at most ATM locations within Illinois
• No surcharge by CTCU when you use another ATM location (other institution fees may apply)
• Protected by MasterCard if lost/stolen