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Community Trust Credit Union
847-662-2050
©2005 Community Trust Credit Union.
All Rights Reserved.

Debt Management

Financial experts often explain the differences between 'good debt' and 'bad debt'. But when our total debt level steadily grows, or begins to get out of control, we find it increasingly difficult to make loan payments. The problems associated with too much debt affects more than our financial health, it can be an emotional roller-coaster that hurts our family and other personal relationships. We all need a little help from time to time, and the sooner we seek help, the sooner we'll stop the downward spiral. This is lesson one in wise financial management.

  • Debt Management Basics - from Practical Money Skills.
    Website
  • Managing Your Debts: How to Regain Financial Health - Learn where to begin--what you can do for yourself, how credit counseling can help, facts about bankruptcy, and more. (CFA)
    Website PDF
  • DebitAdvice.org - National Foundation for Credit Counseling helps you understand the wise use of credit and locate a caring, certified counselor if you need assistance.
    Website
  • Myvesta - Publications, articles, tools, and advice on how to navigate and manage debt when it becomes unmanageable.
    Website
  • Fair Debt Collection - The law requires debt collectors to treat you fairly and prohibits certain methods of collection. This brochure answers common questions about your rights under the Fair Debt Collection Practices Act. (FTC)
    Website PDF
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Community Trust Credit Union
847-662-2050 -- Branch Locations -- webmail@ctcu.org

NCUA and ESI Insured, Equal Housing Lender
Deposits Federally insured up to $100,000 by NCUA.
Additional $250,000 insured by ESI
.

*APR = Annual Percentage Rate. APY = Annual Percentage Yield.
 
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