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Using credit or taking out loans can be like playing with fire. Use it inappropriately and you'll risk getting burned. However, when using credit sensibly, it can help you achieve the important goals in your life. Few of us have the ability to buy a car, or a house, even a college education without credit. Here you will find several resources to help you use credit to your advantage.
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- Credit Card Basics - from Practical Money Skills.
- Building a Better Credit Record - Learn how to legally improve your credit report, how to deal with debt, how to spot credit-related scams, and more. (FTC)
- Credit Matters - How to qualify for credit, keep a good credit history, protect your credit once you have it, and more.
- Choosing & Using Credit Cards - Credit cards vary widely in their charges and how fees are calculated. Learn how to compare costs for the best deal. (FTC)
- Fair Credit Billing - How to correct credit reporting errors through the dispute settlement procedures provided by the Fair Credit Billing Act. (FTC)
- Fair Credit Reporting - Commonly asked questions and answers about consumer reports and reporting agencies.(FTC)
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