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Get Your Vehicle Now with a CTCU Loan
The best deals for wheels are here at CTCU. We have great rates for a new auto loan from 24-72 months and used vehicles up to 60 months, depending on year of vehicle. Plus, boost your bargaining power by getting pre-approved before you shop. We’ll finance up to 100% of the value.CTCU Members can access the CarQuotes website to research and shop for your car. These free online resources can help CTCU members research, find and purchase their next vehicle.
Check our repossessed vehicle sales for bargains on used cars.
If you are looking to save money on your current loan, we may be able to refinance your auto loan. Call us for details.
or call Any Hour Loan at 1-800-837-3059
First Rate Club Members Can Get Lower Rates
Join the First Rate Club. Get a great rate on a new or used auto loan when you sign up for the convenience of Direct Deposit and Automatic Payment. And the more qualifying CTCU services you use, the more you'll save on your loan! You'll also get:- Great rates, flexible terms
- More negotiating power at the dealer
- An additional .10% discount if you apply for your loan online
- Apply online or by telephone.
- Credit Life/Credit Disability Insurance available
- GAP Insurance is available for CTCU members.
- Empowered bargaining at the dealership when your loan is preapproved.
- 1% buy-out available.
- Convenient transfer (manual or automatic) of loan payment means you never have to write a check.
- Save money on repairs with Mechanical Breakdown Coverage.
- Refinancing available.
- May quality for a First Rate Club discount on your next Auto, Signature Loan or Fixed Rate Home Equity Loan.
- CTCU membership.
- Provide proof of full insurance coverage with the credit union as lien holder.
- Meet prevailing lending requirements.
- Late charge after 7-day grace period is $5.00 or 5% of payment, whichever is greater.
Replace Your Vehicle When Your Insurance Won't
GAP Insurance is available for CTCU members.
Want to Set Up Easy, Automatic Loan Payments?
*APR = Annual Percentage Rate. All rates subject to change without notice. Rate may be higher dependent on borrower's credit history, income and other factors.
*APR = Annual Percentage Rate. 4.75% APR based on New vehicle Loan with a 24-month term, $20,000 minimum balance and .50% First Rate Club credits applied. Not all applicants will qualify. Final rate will be determined by your credit history. First Rate Club discounted rates require other services including Direct Deposit and Automatic Loan Payment. Ask a Community Trust Credit Union Representative how you can qualify. Rates subject to change without notice.
