Using an ATM shouldn't involve unnecessary risk. Here are a few safety tips to help protect you while you make an ATM transaction.

• Be careful when using freestanding ATM machines, especially at night. Observe your surroundings—if the machine is poorly lit, or is in a hidden area, use another ATM.
• Have your card ready—avoid having to go through your wallet or purse to find your card—and make sure that nobody can see you entering your PIN or transaction amount.
• Don't count your cash while standing at the ATM—immediately put away your cash, card, and receipt.
• If you see anything suspicious, immediately cancel your transaction and leave. Confirm with your financial institution as soon as possible that the transaction was indeed canceled.
• If you are using an indoor ATM that requires your card to open the door, avoid letting anyone that you do not know come in with you.
• When you use a drive-through ATM, lock the car doors and roll up the other windows.
• When using an ATM, do not leave your keys or unlocked valuables behind in the car, and never leave your car engine running.
• Always get your receipt and take it with you. Keep your ATM receipts to compare to your monthly statement. It's the best way to guard against fraud and makes your record keeping easier.
• If you lose your Visa or ATM card, immediately contact the financial institution that issued your card.